woman wearing blue denim jeans

Shop Now. Pay Later In Three Instalments With Klarna (0% APR).
Simply Choose Klarna When You Checkout.

About Klarna

We’ve teamed up with Klarna so you can pay for the things you love with zero interest. Founded in 2005 in Stockholm, Sweden, with the aim of making it easier for people to shop online, Klarna’s mission remains the same – to make paying simple, safe and as smooth as possible. Visit Klarna to find out more. Terms and conditions apply. These links will take you to a third-party site.

Pay in 3 Interest-free instalments

Spread the cost of your purchase into three interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically for 30 and 60 days later. Select the Klarna option and enter your debit or credit card information for payment instalments to Klarna.

  • A new way to pay that's an alternative to a credit card.
  • Three payment instalments gives you flexibility to shop without interest.
  • Missed payments may affect your ability to use Klarna in the future.
  • To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.
  • Klarna Pay in 3 is available on orders over €35 and under €1500. Klarna Pay in 3 cannot be used when purchasing Gift Cards. Klarna Pay in 3 interest-free instalments is available online and through the Brown Thomas or Arnotts app only. It is not available in-store.

Please shop responsibly. You must be 18 and over to use this credit offer (0% APR). When you choose Klarna they will also check the information you provide and your financial situation. Missed payments may affect your ability to use Klarna in the future. Klarna is available to Republic of Ireland residents only. Additional Klarna Terms and conditions apply. If you need any assistance, you may visit Klarna Customer Service this link will take you to a third party site.

How it Works

Step 1
Add products to your cart and select Klarna when you check out

Step 2
Select the Klarna option and enter a few personal details and you’ll know instantly if you’re approved. Double-check you’re happy with the three payment instalments and submit your order.

Step 3
Once you’ve made your order you’re good to go! Klarna will send you an email confirmation and helpful reminders when it’s time to pay. You can manage your orders and payments in the Klarna app.

Frequently Asked Questions

Klarna’s Pay in 3 is a credit product that lets you spread the cost of your purchases over 3 equal interest-free payments. Klarna will take the payments from your debit or credit card directly so you don't have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.

You need to be at least 18 years old and a Republic of Ireland resident to use Klarna’s Pay in 3 credit product. When you choose Klarna they will also check the information you provide and your financial situation.

Klarna offers Pay in 3 based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay in 3 before does not mean it will be offered for every order. In turn, if your application for Pay in 3 is denied, it does not mean it will be denied for future orders.

If you want to purchase something using Klarna’s Pay in 3, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.

When you use Pay in 3, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Klarna will take your Pay in 3 payments from the debit or credit card you shared when you made your purchase. Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase. You can see both past and future payments using the Klarna app.

Klarna will notify you by email, SMS or push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/ie.

In addition to your statutory rights, products purchased using Pay in 3 are subject to the Brown Thomas Arnotts returns and exchange policy.
As soon as Brown Thomas Arnotts Limited has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. For part refunds, Klarna will automatically resend an updated statement. You will see the return in the Klarna app immediately. We refund to the original payment source, so the refund will feed into your digital card and back to the transaction on the Klarna account. The refund will reach your Klarna account within 5-7 days.

Gift Card & Loyalty Points can also be used when using Klarna.

Visit Klarna’s FAQ to find out more about using Klarna. 

Brown Thomas Arnotts Limited is not a lender and acts only as an introducer. This credit product is provided by Klarna Bank AB (publ). Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. Please spend responsibly. You must be a permanent Republic of Ireland resident aged 18 and over to use this credit offer. Klarna T&Cs Apply.